Schedule a SuperCheck to See Where You Can Save Money
Feb 19, 2024
2 min read
Life changes fast. And when the unexpected happens, you don’t want to be caught thinking about the things you could have done to protect what matters most in your world. Conducting a SuperCheck with FBFS can help.
What Is a SuperCheck?
A SuperCheck is a time to talk with your Farm Bureau agent to go over your current insurance coverage. Insurance policies that you have with any company are eligible. During the conversation, your agent will paint a picture of the role insurance plays in your life today and tomorrow to help identify potential gaps and available discounts along the way.
How Does Insurance Impact Your Life?
At its core, insurance serves as a financial safety net, helping you and your loved ones recover after something bad happens — such as a fire, theft, lawsuit, car accident or death. When you purchase insurance, you’ll receive an insurance policy, which is a legal contract between you and your provider. And when you suffer a loss that’s covered by your policy and file a claim, insurance pays you or a designated recipient, called a beneficiary, based on the terms of your policy.
The Benefits of Performing a SuperCheck
When life gets busy, it’s all too easy to let things like insurance policies run on autopilot. But life rarely stays the same, so it’s important to ensure you have the proper coverage in place. A SuperCheck can identify the following.
Gaps in Coverage
Are your current policies up to par with any home improvements you’ve made or business ventures you’ve begun? Do your life insurance policies offer enough protection for your growing family if the unthinkable were to happen? Are you planning for retirement and need to think through health insurance options? Consider scheduling a SuperCheck to discuss these with your agent.
Opportunities to Save
If a storm damages your car, home and boat, how many deductibles would you pay to get them repaired? Are you taking advantage of all the available insurance discounts for auto and homeowners insurance, like bundling your policies and helping young drivers drive safely and save on their expenses? Your Farm Bureau agent can share the various ways to save with you during a SuperCheck.
Areas of Risk
If you totaled your new car today, would you be able to replace it and also pay off the balance of the loan? If your engagement ring goes missing, would you be able to recoup the cost? Do you have enough money in the bank to last you through retirement? Meeting for a SuperCheck can help mitigate your risks.
Major Life Changes
Have you recently gotten married, divorced or had a baby? Are you sending kids off to college soon or retiring in the near future? Keeping your Farm Bureau agent informed can help you have the coverage options that serve you best, no matter what chapter you may have entered. Sharing these major life changes with your Farm Bureau agent during a SuperCheck is a great way to stay up to date on the coverage you need.
Get a SuperCheck today!
Scheduling a SuperCheck is as easy as calling your agent. Together, we'll create a plan that's right for you. Talk to an agent or advisor near you today.